Our Products

Our Flagship Product: ‘Unnati’ Co-branded Farmer Credit Card:

‘Unnati’ is a co-branded credit card is exclusively for farmers. The end-use of credit is primarily for the purchase of inputs at CreditAI powered Inputs Merchant Shops such as – Farmer Producer Companies (FPCs), Cooperative Societies, NGOs, Self-Help Groups (SHG) & Joint Liability Groups (JLG), Retail Input Stores, Inputs Dealers, Aggregators and Inputs Brands.

Unnati being a close-loop credit facility to farmer, use of this facility is limited to inputs purchases at digitally enabled point of sale on-boarded, enabled & operated by CreditAI. The farmer gets inputs without any hassles & in-time using Unnati cards. With lowest interest rates and quick
approval time, farmer is benefited every season or crop cycle.

Link to Unnati Farmer Credit Card: https://www.bobfinancial.com/unnati.jsp

Buy Inputs at your Nearby Store
Interest free up to 50 days
Interest Rate of 1.5% Per month post
Attractive Cash back and Reward Points
Easy Repayment options

Card Limit (Max)

₹ 20,000

Interest Free Days

50 days

Interest Per Annum

18%

Attractive Reward Points

Up to ₹ 800 Per month Cash Back

Easy Repayment

with EMI Conversion options

Uniqueness of our Solution

CreditAI’s products enable unbanked and underserved farmers to transact cash-less and stay on-course with their cultivation activities without having to borrow loans from money lenders at higher interest rates.
CreditAI products do not compete with traditional crop loans or retail loans in the agri segment but create a unique space in the credit products segment.
CreditAI offers technology platform for banks to introduce new and innovative products.
Along with offering innovative products, the CreditAI technology platform enables merchants/input sellers to use our platform for revenue generation and manage business operations.
Our approach is: bringing over a change in the entire operational ecosystem and behavioural aspects of the agri credit segment.