Cash-less & Close Loop ecosystem ensures a sustainable, managed and traceable credit system.
Enabling Banks and Financial Institutions with innovative, niche and market ready products and services.
Preparing Rural and Farming Communities for future proof credit ecosystem
Credit is way too expensive in the rural & agri sector and there are major consequences of expensive debt. There are suicides by farmers due to their inability to pay-back in-time.
CreditAI (CAI) is building an ecosystem for agriculture supply chain on a cash-less and close loop technology platform. CAI is solving problem of expensive farmer loans, inaccessibility to agri inputs & untraceable cash. A total of USD 265 Billion goes in to agri credit and it is not traced down to its end use. CAI platform offers traceability of agri loans to its last mile by helping farmers and banks operate on CAI’s Technology and Services platform.
CreditAI (CAI) is building an ecosystem for agriculture supply chain on a cash-less and close loop platform. CAI is solving problem of untraceable and cash driven agri economy. A total of USD 265 Billion goes in to agri credit and it is not traced down to its end use at the last mile.
Credit is way too expensive in the rural sector and there are major consequences of expensive debt, even suicides by farmers some times due to the inability to pay-back in time.
Credit is way too expensive in the rural & agri sector and there are major consequences of expensive debt. There are suicides by farmers due to their inability to pay-back in-time.
CreditAI (CAI) is building an ecosystem for agriculture supply chain on a cash-less and close loop technology platform. CAI is solving problem of expensive farmer loans, inaccessibility to agri inputs & untraceable cash. A total of USD 265 Billion goes in to agri credit and it is not traced down to its end use. CAI platform offers traceability of agri loans to its last mile by helping farmers and banks operate on CAI’s Technology and Services platform.
CreditAI (CAI) is a new age Agri-sector focused fin-tech company based in Bangalore, India. ‘CreditAI’ designs and builds digital credit products for Financial Institutions. CAI enables FIs and Banks to distribute products and services across rural & agri sectors in India. CAI is a full-scale services platform for financial institutions & Banks. The market reach is through CBOs, Farmer Producer Organisations(FPOs), co-operative societies, inputs dealers, retailers, multi-brand retail stores and women focused rural livelihood groups.
CAI believes in a digitally enabled cash-less credit ecosystem that will strengthen our agrarian economy in the long run. It is essential to transform the agri and rural ecosystem with innovative technology based platforms for farmers. Therefore, CAI partners with financial Institutions and builds seamless technology based scalable products that can penetrate deeper into the rural market and use that niche space of agri credit that still remains untapped to its fullest potential.
To create financially sustainable and digitally enabled farming communities.
Do better– for our farmers, farming community, our company and our employees.
We focus on the following to achieve our mission:
It is our aim to enable and equip small holder farmers with Digital Tools to ‘transact cash-less’. In the process of digital transformation– the farmer accesses low cost credit, avails discounted inputs in time, follows best practices, scientific methods & package of practices for cultivation in addition he/she earns reasonable profits & a sustainable income.
Farmers adapting to all these systematic methods becomes a credible data point to work with. Financial Institutions, Input Manufacturers & Suppliers, Traders, Produce Buyers and Technology Providers recognize the farmers as potential business partners to collaborate. This leads to a ‘Digitally Enabled & Evolved Agri Eco-system’.
Founder & CEO
Agriculture, Marketing, Finance Expert
MBA (Karnataka University, India)
Regional Manager
Community Development and Management, FPO Management
Dip Comp Science (APTech, India)
Executive – Business Development
Expert in Agri Business and Agri Commodity Trading MBA (Bangalore University)
Regional Manager
Retail Banking and Finance Expert
MBA
Executive- Operations
MBA
Executive - Operations
(Bachelor of Business Management)
Bangalore University
Accounts, Finance corporate Advisor, and ROC compliance expert.
Bachelor of Commerce and ICSI
Office Assistant
Business Administration and Execution
PUC (Bangalore University, India)
Advisor- Strategy and Technology
Big Data and Data Science, Mobile and Web System Development, Digital Agriculture
PhD (University of Cambridge, UK), BSc (University of Moratuwa, Sri Lanka)
Advisory- Digital Products
Systems Design, Predictive Modelling, Data Analytics, Mobile and Web Application Development
PhD and MSc (Australia), BSc (University of Moratuwa, Sri Lanka)
Entrepreneur, Mentor and Investor
Zibew E-Commerce Pvt Ltd, Xampr – Innovation on the edge, Lyk2buy – Singapore
SAP and BackOffice Associates (now known as Suyniti),
Expert in Data Migration and governance solutions, Data Science and Data Analytics
Advisor
Corporate Strategist and an accomplished FDI
15 years of experience in multiple Foreign Trade and Investment Promotion agencies. International business development specialist.
BOB Financial, CreditAI launch co-branded credit card Unnati for farmers
BOB Financial and CreditAI launch Co-Branded Credit Card for Farmers
BOB Financial, CreditAI launch Unnati credit card for farmers to buy farm inputs