CreditAi

Responsible & Sustainable Credit System

Cash-less & Close Loop ecosystem ensures a sustainable, managed and traceable credit system.

Innovative and Niche Financial Products

Enabling Banks and Financial Institutions with innovative, niche and market ready products and services.

Building Cashless and Close Loop Credit Discipline

Preparing Rural and Farming Communities for future proof credit ecosystem 

Credit is way too expensive in the rural & agri sector and there are major consequences of expensive debt. There are suicides by farmers due to their inability to pay-back in-time.

CreditAI (CAI) is building an ecosystem for agriculture supply chain on a cash-less and close loop technology platform. CAI is solving problem of expensive farmer loans, inaccessibility to agri inputs & untraceable cash. A total of USD 265 Billion goes in to agri credit and it is not traced down to its end use. CAI platform offers traceability of agri loans to its last mile by helping farmers and banks operate on CAI’s Technology and Services platform.

CreditAI (CAI) is building an ecosystem for agriculture supply chain on a cash-less and close loop platform. CAI is solving problem of untraceable and cash driven agri economy. A total of USD 265 Billion goes in to agri credit and it is not traced down to its end use at the last mile.

Credit is way too expensive in the rural sector and there are major consequences of expensive debt, even suicides by farmers some times due to the inability to pay-back in time.

 

 

Credit is way too expensive in the rural & agri sector and there are major consequences of expensive debt. There are suicides by farmers due to their inability to pay-back in-time.

CreditAI (CAI) is building an ecosystem for agriculture supply chain on a cash-less and close loop technology platform. CAI is solving problem of expensive farmer loans, inaccessibility to agri inputs & untraceable cash. A total of USD 265 Billion goes in to agri credit and it is not traced down to its end use. CAI platform offers traceability of agri loans to its last mile by helping farmers and banks operate on CAI’s Technology and Services platform.

Who We Are

CreditAI (CAI) is a new age Agri-sector focused fin-tech company based in Bangalore, India. ‘CreditAI’ designs and builds digital credit products for Financial Institutions. CAI enables FIs and Banks to distribute products and services across rural & agri sectors in India. CAI is a full-scale services platform for financial institutions & Banks. The market reach is through CBOs, Farmer Producer Organisations(FPOs), co-operative societies, inputs dealers, retailers, multi-brand retail stores and women focused rural livelihood groups.

CAI believes in a digitally enabled cash-less credit ecosystem that will strengthen our agrarian economy in the long run. It is essential to transform the agri and rural ecosystem with innovative technology based platforms for farmers. Therefore, CAI partners with financial Institutions and builds seamless technology based scalable products that can penetrate deeper into the rural market and use that niche space of agri credit that still remains untapped to its fullest potential.

OUR VISION

To create financially sustainable and digitally enabled farming communities.

OUR MISSION

Do better– for our farmers, farming community, our company and our employees.

OUR CULTURAL VALUES

We focus on the following to achieve our mission:

  • Conduct our business with honesty, integrity, and ethics.
  • Respect and value our farmers and employees who are the backbone of our success.
  • Seek innovation constantly to serve our customers better.
  • Provide an innovative, entrepreneurial environment that empowers great ideas.
  • Maintain a responsible corporate governance that delivers value for our shareholders.

Why CreditAI

It is our aim to enable and equip small holder farmers with Digital Tools to ‘transact cash-less’. In the process of digital transformation– the farmer accesses low cost credit, avails discounted inputs in time, follows best practices, scientific methods & package of practices for cultivation in addition he/she earns reasonable profits & a sustainable income.

Farmers adapting to all these systematic methods becomes a credible data point to work with. Financial Institutions, Input Manufacturers & Suppliers, Traders, Produce Buyers and Technology Providers recognize the farmers as potential business partners to collaborate. This leads to a ‘Digitally Enabled & Evolved Agri Eco-system’.

Numbers So Far

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No of CBOs/ FPOs
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No of Farmers Connected
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No of Active Farmer
0 M
Amt of Loan Disbursed

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